Fight Back Against Unfair Bills & Denied Claims — and Win.
DisputeAI drafts professional demand letters, phone scripts, and follow-up sequences using real consumer protection law — in 30 seconds. No lawyer required.
DisputeAI is built on a foundation trained across a vast body of legal and consumer-rights writing, and refined on how the most effective demand letters are actually constructed — the ones that cite the exact statute, set a hard deadline, and give a company’s legal department a reason to settle rather than fight.
The Rights You Already Have
Protections We Put to Work for You
These protections already belong to you under federal and state law. The only question is whether you invoke them — correctly, and before the clock runs out.
Debt Validation Rights
Under the FDCPA, you can force a collector to prove a debt is valid before they pursue you. A single properly worded letter can halt collection in its tracks.
Billing Error Disputes
The Fair Credit Billing Act gives you the right to formally dispute incorrect or unauthorized charges — but the window to act is limited.
Credit Report Corrections
Under the FCRA, bureaus must investigate and remove inaccurate information. Errors left unchallenged can quietly cost you for years.
Security-Deposit Recovery
Many states penalize landlords who wrongfully withhold deposits with double or even triple damages — if you demand it the right way.
Surprise-Bill Protection
The No Surprises Act shields you from many out-of-network medical charges. Most people pay these bills never knowing they could refuse.
Regulatory Escalation
Formal CFPB, state attorney general, and BBB complaints apply real pressure — companies treat them very differently than a phone call.
Most of these rights come with deadlines.
Billing disputes, credit corrections, and claim appeals all run on the clock. Every day you wait, your strongest options quietly expire — and the company counting on your silence wins by default.
Start Your Dispute Before the Clock Runs OutWhat We Handle
Every Dispute. Every Industry.
Choose your situation and let DisputeAI do the heavy lifting.
Medical Bills
Surprise bills, billing errors, insurance denials
Security Deposits
Landlords withholding deposits unlawfully
Insurance Denials
Auto, home, health claim rejections
Bank Disputes
Unauthorized charges, chargeback help
Bad Contractors
Incomplete work, breach of contract
Junk Fees
Airline, hotel, subscription overcharges
The Process
Three Steps to Getting Your Money Back
Describe Your Situation
Tell us what happened in plain English. No legal knowledge required.
AI Builds Your Case
We generate a demand letter citing real laws, a phone script, and a follow-up sequence.
Send & Collect
Copy, send, and watch companies become very willing to resolve your issue.
We got tired of watching companies take advantage of people who did nothing wrong.
It always follows the same pattern. A hospital sends a bill that doesn't match what you were quoted. A landlord keeps a deposit they have no right to. An insurer denies a claim they know they should pay. A collector calls about a debt that isn't even yours. They are counting on one thing: that you won't push back. Most people don't, because they don't know how.
Here is what they don't want you to realize — the law is overwhelmingly on your side. The protections already exist, and they have real teeth. The Fair Debt Collection Practices Act. The Fair Credit Billing Act. The Fair Credit Reporting Act. State security-deposit statutes that often force a landlord to pay you double or triple what they wrongfully withheld. The problem was never the law. The problem was that invoking it required a lawyer most people could never afford.
So we built DisputeAI to close that gap. We studied how the most effective demand letters are written — the ones that cite the exact statute, set a hard deadline, and make a company's legal department decide it is cheaper to resolve your issue than to ignore it. We poured that knowledge into a tool that does the same work in thirty seconds, for the price of a sandwich, for anyone who needs it.
You shouldn't need money to get fairness. That belief is the entire reason this exists.
The Foundation
Built on the Laws That Already Protect You
Every letter DisputeAI generates is grounded in real, enforceable consumer-protection law. These are the statutes it puts to work on your behalf.
Fair Debt Collection Practices Act
Stops abusive collection tactics and forces validation of debts before anyone can pursue you.
Fair Credit Billing Act
Gives you the right to dispute billing errors and unauthorized charges in writing.
Fair Credit Reporting Act
Requires credit bureaus to investigate and correct inaccurate information on your report.
State Security-Deposit Laws
Many states penalize landlords who wrongfully withhold deposits — sometimes double or triple damages.
No Surprises Act
Protects you from many surprise out-of-network medical charges.
CFPB & State AG Channels
Formal complaint paths that put real regulatory pressure on companies that ignore you.
Pricing
Cancel Any Charge. Keep Every Dollar.
- ✓Unlimited dispute letters
- ✓Phone call scripts for every dispute
- ✓3-touch follow-up sequences
- ✓Cites FDCPA, FCRA, state tenant laws & more
- ✓Escalation letters (BBB, CFPB, small claims)
- ✓Dispute history & tracking dashboard
7-day free trial · Cancel anytime · Stripe-secured checkout